Group medical, dental, short/long term disability, group life, other payroll fundable coverages. We offer both fully and self-funded plans.

401(k), profit sharing, defined benefit plans; deferred compensation funding for business executives.

Individual, overhead disability coverages, buy/sell life/disability funding

Individual medical PPO, HMO, Indemnity plans, as well as temporary short term medical plans when between employer or parent provided coverages.

Cash value Life insurance for funding tax-free retirement income. Children's educational needs, asset building for you/your childrens' future needs such as weddings, homes, businesses.

Life insurance for providing for the grandchildren. Life insurance for estate creation and preservation.
NO!! ESTATE TAXES WILL NOT DISAPPEAR!!

Term life insurance; life insurance for charitable contributions funding Medicare supplemental policies; long-term care, nursing home/at home policies..NO, these ever increasing costs are not fully covered by medicare

We take even greater pride in almost always being available to render service to our clients after they become clients. For the past fifteen years, our practice has grown almost exclusively by referrals from clients. A registered representative. Information relative thereto provided when the product discussion requires such disclosure in conformity with SEC and NASD Rules & Regulations